Quotation - Access Insurance Charity Insurance Enquiry - We are a charity-specialist team, now part of Access Insurance, one of the UK's leading charity insurance brokers. Fill in the form below to start your tailored quotation. Step 1 of 6 16% Getting a quote with usConsent* I agree to my enquiry being shared with Access Insurance.We are now part of Access Insurance. This move provides our clients with access to more specialist products, expanded resources and integration into a company and Group that gives all available profits back to charities and good causes. By giving your consent here, you agree that we will share the details of your quotation enquiry within Access Insurance. Upon submission, one of our experienced charity-specialist brokers from will be in touch to confirm any details and provide a bespoke quote for your organisation.Do you have any special requirements in the way we deliver our service to you?* Yes No If yes, what special requirements do you have, that will help our team deliver our service to you?*Details About your GroupName of Organisation*Your Name* MrMrsMissMsDrProf.Rev. Prefix First Last Organisation Status*Non Profit OrganisationRegistered CharitySocial EnterpriseCo-operativeCommunity Interest CompanyCompany Ltd by GuaranteeVoluntary GroupCIOOtherPlease select the option that best describes your constitutionPlease Describe the Nature of your Group*Registered Charity NumberCan you confirm that the statement below is correct?* Yes No (We need to make declarations) Can you confirm that the Proposer and the organisation or any director, manager, partner or trustee of theirs or any person insured or proposing for insurance have never; 1. been convicted, or charged but not yet tried, of any criminal offence other than a motoring offence? 2. been declared bankrupt, disqualified from acting as a company director, gone through insolvent liquidation or been the subject of receivership or an administration order? 3. had an application declined by an insurer, had a renewal declined, or had similar insurance cancelled or made subject to special conditions? 4. been made aware, after enquiry, of any investigation, circumstance or incident that they have reason to suppose might afford grounds for any future claim?Please provide details regarding the above declaration*Address of Premises Used Address Line 1 Address Line 2 City County Postcode Is this address also the correspondence address? Yes No Correspondence Address Address Line 1 Address Line 2 City County Postcode Email* Phone Number*Year Established*What year was your organisation establishedIs the Organisation Currently Insured? Yes No Your Renewal Date DD dash MM dash YYYY Your Current Insurer*When Would You Like Cover to Commence? DD dash MM dash YYYY It is very important that you disclose all material facts (both now and in the future) that your insurer would expect to know. Failing to do so could result in part of all of a claim not being settled. A material fact is any information that would influence an insurance underwriter. Examples include your income, any higher risk activities you undertake, the use of equipment or tools by your group, activities that take place at height or using heat, the use of inflatables, bonfire or firework events, the types of service user your group works with, previous incidents or claims. These are just examples. If you are in doubt as to whether something is material, then we would advise you to declare it. Furthermore, to protect your rights, it is essential that a reasonable search for information has taken place within your group. We would recommend that key trustees, managers and even volunteers might contribute. Our questions will hopefully give you the opportunity to declare all material facts but our very last question gives you the opportunity to provide us with any material information that the questions themselves did not draw out. We will provide you with a copy of all of the information that you have provided us with, using the email address that you have provided. Your Goals and ActivitiesPlease describe as fully as possible the activities of your organisation and its aims*Please include details of all activities including how often each is undertaken, approximately how many people are involvedAre you registered with any regulatory authorities?* Yes No For example Ofsted, the Charity Commission or the Care Quality CommissionWhich regulatory authorities are you registered with?*Can you confirm that the statement below is correct? Yes, I can confirm the below No, I cannot confirm the below Please confirm that there are no outstanding issues with such regulatory authority which might affect your ability to continue to operate and that you anticipate that no such issues will arise within the proposed period of insurance? There are no unresolved or pending objections to any application for, or renewal of, registration. You are not aware of any complaints lodged with the regulatory authority in respect of your activities.If NO, please provide more information.*Do you undertake any higher risk activities?* Yes No Examples of higher risk activities include: Contact sports, adventure activities, archery, ballooning, shooting, skiing, gliding, mountaineering, climbing, parachuting, pot-holing, sailing or canoeing, outdoor swimming, abseiling, BMX, mountain biking, winter sports, parkour, BASE jumping, pole climbing, elastic rope activities, motor based activities, hang gliding, flying, equestrian activities, animal rides, jet skiing, raft racing, white water activities, water skiing, diving, quad biking, martial arts or paintballing. Please provide details of any higher risk activitiesDo you (or your activities);* None of the below Involve the use, sale or supply of alcohol Involve work at height (generally over 3 metres) Involve the use of bonfires or fireworks Involve working with power tools, powered machinery or similar? Involve work overseas Involve work away from the insured address Involve work with Animals Involve work with residential stays Please tick, even if is a separate organisation delivers these activities.Please describe the activities involving alcohol*Please describe the nature of the residential stays*Who goes on them, who supervises them, the nature of the accommodation and how the transport is arranged.Please provide details of work 'at height'*Activities involving bonfires or fireworks*Please provide details of the tools and machinery that your activities involve.*Please describe your overseas activities*Please detail any activities away from the insured address*Will you place the animals into foster care?* Yes No Foster care is when an animal is placed with a volunteer/employee until the animal can be rehomedPlease provide a list of all animals that your group might work with?*Please detail any activities involving animals*Does your organisation import animals? Yes No Do you import dogs or other animals from overseas? Whether you are responsible for the transport or not.Overseas Dogs InformationPlease provide full details of the operation to import dogs from overseas. Which territories do dogs come from? How is teh transport arranged? What checks are carried out on dogs before they arrive in the UK?Do you work with dogs with a bite history? Yes No Do you work with any dogs with a history of biting?Further Information: Dogs with a bite historyPlease provide full details of the sorts of dogs you work with and your management controls in this areaAre you planning any events within the next 12 months?* Yes No Please describe the events that you are planning to run*What will be the maximum total attendance at a single event?*How many events will you run this year?* Your Income and PeopleYour Annual Gross Income*Please enter a number greater than or equal to 1.If the exact income is not known, please provide an estimation. Please include all income, including any grants, funding and donations. The figure you should use is not a bank balance or a net figure taking away expenditure but your best estimate of total gross income.Income from alcohol related activities*Please enter a number greater than or equal to 1.How much of your income above relates to the sale or provision of alcohol?Does your organisation have:* Employees Volunteers Members Trustees / Committee Members None of the Above Employees would include any sub contractors, apprenticeships, work placements, self employed individuals and freelancers.Further Explanation*Please describe how your group operates and runs activities without employees, volunteers or trustees / committee members.Further Explanation*Please describe how your group operates and runs activities without employees, volunteers or trustees / committee members.Your Annual Wageroll*Number of Employees*Number of Volunteers*Trustees / Committee Members*Number of Members* Your Risk ManagementHealth & Safety* None of the below We have a health and safety policy in force We have a nominated health and safety officer We provide provide adequate health and safety training to employees and volunteers We undertake risk assessments We undertake workplace inspections You can select multiple statements that apply to your approach to health and safety.Does your organisation work with children or vulnerable adults? Children Vulnerable Adults Both Neither Do you work in the service users home? Yes No Do you have a child protection or safeguarding policy in place? Yes - We also update it at least annually Yes No Are children always under the supervision of a parent / guardian Yes No Are all volunteers and employees DBS checked? Yes No Do you sell, work upon or supply anything other than free literature or food and drink consumed on your premises? Yes No Please indicate the income derived from these salesPlease enter a number greater than or equal to 1.Please describe the products that you sell or supply The Cover you RequireWe would recommend £5,000,000 for organisations that work with children or vulnerable adultsPublic Liability InsuranceNo Cover Required£2,000,000£5,000,000£10,000,000You indicated that you supply or sell products and / or services. We would recommend that you include Products Liability Insurance.Products Liability Insurance Required Not Required Since you have staff, employers liability insurance is a legal requirement for your group.You have volunteers in your organisation. Insurers treat volunteers as employees and so Employer Liability insurance is recommended for you.Employers Liability* No cover required £10,000,000 Professional Indemnity Insurance*No Cover Required£100,000£250,000£500,000£1,000,000£2,000,000£5,000,000Important for organisations that provide professional services or advice.Do you have any contracts in excess of £5,000 in value? Yes No Please describe the value and the nature of the contractTrustee Indemnity Insurance*No Cover Required£100,000£250,000£500,000£1,000,000£2,000,000£5,000,000Protection for trustees and the management committeeAs you have indicated that your income is over £10,000 or that you are a registered charity, we would recommend that you consider Trustee Indemnity to protect members of the board.Do you require contents insurance?* Yes No General Contents (£)*Please enter a number greater than or equal to 0.Please indicate the value of any general contents that your group ownsComputer and Electronic Equipment*Please indicate the value of your computer and electronic equipment cover.Stock*Please indicate the value of any stock you might have on the premisesAll Risks Contents Cover*Please indicate the value of items you might regularly remove from your premisesDo you Require Buildings Insurance?* Yes No Is the Building Listed?Not ListedGrade IGrade II*Grade IIBuilding Sum Insured (£)*Please enter a number greater than or equal to 1.This should represent the full rebuilding costs which would include professional fees and site clearance costsPlease select any other cover sections that you require Legal Expenses (see note below) Business Interruption Personal Accident (see note below) Money Loss of Rental Income Goods in Transit Cyber and Data Cover Fidelity or Fraud You do not need legal expenses cover to cover your legal costs for defending a liability claim. Personal Accident is a benefit for volunteers and employees. If an allegation of fault exists then it is liablity insurance that would respond. Property and Claim DetailsWhat year was the building constructed?*Construction of Walls*BrickStoneConcreteMetalTimberOtherConstruction of Roof*TileSlateFeltConcreteSheet MetalOtherDoes the building have any flat roofed areas?* Yes No What % of the roof area is flat?*Do final exit doors have 5 lever mortice deadlocks complying with BS3621? Yes No Do all accessible opening windows have key operated locks? Yes No Do you have an alarm system on the building? Yes No I don't know Does your alarm have a signalling mechanism? Redcare Digital Communicator Central Police Station Don't Know Do you operate a CCTV system for your premises? Yes No Do you have an automatic fire alarm linked to a Central Station and fully maintained fire extinguishers? Yes No Does the premises have a maintenance contract? Yes No Do you live on or adjacent to the premises? Yes No Please provide any other security details that you feel are relevantShutters or other security featuresHave you made any claims or suffered any losses (of any nature) in the last 10 years? Yes No Please describe the circumstances of your loss or claimPlease include the date, circumstances and financial lossBefore entering into a contract of insurance, it is your statutory duty to make a fair presentation of your risk. You must disclose all material circumstances about your risk that might affect the judgement of a prudent insurer in deciding whether to accept your risk or not. Should you require additional explanation of what constitutes a material circumstance, please contact us immediately. You must make reasonable enquiries before presenting your risk and ensure that all individuals holding knowledge about the risk have been approached in the compilation of this information. You must complete any proposal forms or fact finds provided to you, honestly, accurately and in good faith. Any deliberate or reckless misrepresentation may involve part or your entire claim being declined and in some circumstances; the Insurer may be entitled to retain your premium whilst avoiding the policy or apply additional terms to your policy.Do you feel that the details you have entered are a fair presentation of your insurance risk? Yes No If in any doubt, please select no and complete details in the box below.Please detail any additional facts or circumstances.How did you hear about us?How did you hear about Ladbrook? Google/Web Search NAVCA Local CVS/Voluntary Action Group Other How did you hear about Ladbrook? Other (please specify)X/TwitterThis field is for validation purposes and should be left unchanged. Δ
