Typical Risks

Public liability insurance for homework clubs will protect if a claim is bought by a third party for damage to their person or property. Often venues for homework clubs will insist that you have this cover.

Volunteers running the homework club can be insured too, normally this is managed under an employers liability insurance product

Homework Club Insurance

Many local organisations create homework clubs on a non profit basis to benefit the community. While many schools operate homework clubs, sometimes, parents or community groups decide to set up their own.

If you are setting up or running a homework club then insurance is a consideration for your group. Often the first time homework club insurance is thought about is when the facility (often a community library or village hall) asks the group to organise public liability insurance.

We can advise you on the relevant covers for your club and provide some pointers in the policies you might want to have in place for your club.

Marie Hallowes

Operations Director

Lots of non profit homework clubs have sprung up in community facilities, we are always happy to advise on inexpensive insurances for these activities
Marie Hallowes, Operations Director

Customer Reviews

Charlotte has handled our insurance renewals for nine years now. As a new Charity taking over a Community Library in 2015, it was scary navigating through compliance matter such as insurance. Charlotte steered and helped us through in those early days and has been with us ever since. She is always available; always responds in a timely manner and we never feel any question or query is silly. She is a reassuring presence in our Operation. We feel she goes the extra mile to understand our ever increasing financial and regulatory pressures of an entirely volunteer led Charity.

Margaret Bowler at Markfield Community Library

Claudia Passmore

Friends of Wandon Recreation Park found representatives of Ladbrook Insurance to be very professional, but at the same time extremely helpful and took time in understanding what our insurance needs were and the best policy for us. We would highly recommend Ladbroke Insurance.

Cherry at Friends of Wandon Recreation Park

What a delight to work with Tim and his team. Totally professional, they responded rapidly to an urgent insurance requirement for our club after our previous insurers let us down badly. Tim took a real interest in what we do and came up with an ideal policy at a great price in record time. Thank you!

Roger Stone – Invicta Military Vehicle Preservation Society Ltd

Homework Club Insurance: Running a Successful Club

Check You Do not Need to Be Ofsted Registered

Most groups that work with children will need to register with Ofsted. However, a number of exceptions to this rule apply which may be valid for your homework club. Read this Ofsted Guidance and in particular, examine Annex A to see if your club is exempt.

Understand Who Will Come

It is a good idea to set a total number of spaces in the homework club that you would allow. This means that you can plan the support you need, particularly in respect of the numbers of adults required. You can always expand the size of the club later but when setting up, set a limit.

Consider where the children are coming from and advertise accordingly. Is it one community, one particular school?

As well as attracting pupils, you need to have a communication tree. Mobile numbers and emails are essential. Create a communication tree if you can to get urgent messages out such as changes in times, things you might want the children to bring or even a late cancellation.

Prepare the Study

The critical success factor in any homework club is preparing the materials. If you get this right, the children will be entertained and the session will run smoothly. Prepare any reference materials, test any web connections you need and always have a plan B!

Funding the Club

Some clubs do charge a fee but most of the homework clubs that we insure are run on a non profit basis. Some clubs might make a small charge (some do this on a voluntary basis, particularly in areas of deprivation), plan this out.

You might find local charitable trusts can provide some funding for the club and it is also worth investigating grants. While local authority funding has become much more difficult to attain in recent years, it is worth investigating if any support is available. The UK Community Foundation has some information about support that is available.

Set Good Guidelines

Of course you want the environment for the children in the homework club to be enjoyable. However, it is important to balance that feel good spirit with the right level of control. Setting out good ground rules at the start is essential.

DBS Checks

You and your volunteers will be working with children and so DBS checks are essential. It is a legal requirement for anyone working with children on a regular basis. The Disclosure and Barring Service will check volunteers criminal records and provide peace of mind for all volunteers and parents involved in the club. DBS checks can be done through several online providers but your local Voluntary Action or CVS organisation might also provide this service.

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