Typical Risks

Lunch club insurance – Public liability and employers liability insurance for luncheon clubs

We can help satisfy the requirements of the premises manager for your lunch club

consider employers liability insurance for your lunch club to help protect your group against allegations made by volunteers

Luncheon Clubs

Across the UK, thousands of lunch clubs provide a highly valued service to local communities. The opportunity for elderly people to come together and enjoy a nutritious meal provides a great social benefit to groups where loneliness is a real issue.

Of course, as with any voluntary group, while the risk of something going wrong is small, it is important to organise insurance cover. Sometimes the facility being used will also insist on insurance cover being in place.

At Ladbrook, we have organised cover for hundreds of luncheon clubs, we are independent and will shop around to find the best insurance quote but making sure that the club is properly insured. We are happy to discuss the covers that might be appropriate and provide advice and reassurance to your club. We always provide an individual Account Handler for each and every client so you can deal with the same person each time you contact us.

Shelley Bacon

Account Handler

Luncheon Clubs provide a fantastic place for people to meet and we are happy to help any club needing to arrange insurance
Shelley Bacon, Account Handler

Customer Reviews

Charlotte has handled our insurance renewals for nine years now. As a new Charity taking over a Community Library in 2015, it was scary navigating through compliance matter such as insurance. Charlotte steered and helped us through in those early days and has been with us ever since. She is always available; always responds in a timely manner and we never feel any question or query is silly. She is a reassuring presence in our Operation. We feel she goes the extra mile to understand our ever increasing financial and regulatory pressures of an entirely volunteer led Charity.

Margaret Bowler at Markfield Community Library

Claudia Passmore

Friends of Wandon Recreation Park found representatives of Ladbrook Insurance to be very professional, but at the same time extremely helpful and took time in understanding what our insurance needs were and the best policy for us. We would highly recommend Ladbroke Insurance.

Cherry at Friends of Wandon Recreation Park

What a delight to work with Tim and his team. Totally professional, they responded rapidly to an urgent insurance requirement for our club after our previous insurers let us down badly. Tim took a real interest in what we do and came up with an ideal policy at a great price in record time. Thank you!

Roger Stone – Invicta Military Vehicle Preservation Society Ltd

Lunch Club Insurance

We have organised lunch club insurance for a wide range of volunteer groups. Many were instructed to find insurance after the hiring facility manager, a community centre for example, told the club that cover was required before the group could use the facilities.

While claims are thankfully rare, incidents do occur and we are currently defending one lunch club against an allegation from a volunteer over an incident in which the volunteer was burned retrieving a hot tray from an oven. Most clubs would never consider that volunteer who bring such a claim but even in close knit groups, claims for damages can and are bought.

We would always recommend as a minimum public liability insurance for your lunch club and we would also suggest employers liability insurance is a must in case an allegation is made by a volunteer. Although it sounds unusual, in the wording of most insurance contacts, volunteers are treated as employees.

If you would like any advice on aspects of your need for lunch club insurance, contact us today.

0333 344 7420

09.00 - 17.00

Typical Risks

Luncheon Clubs

Shelley Bacon

Customer Reviews

Lunch Club Insurance