Typical Risks

We have years of experience of working with youth groups. We are happy to provide a face to face service and provide references.

We will discuss your activities at length to ensure your group is fully protected and in the event of a claim, there are no gaps in cover.

Specialist youth club insurance providers – We will speak to leading charity insurers to find you an inexpensive but comprehensive policy

Youth Club Insurance

At Ladbrook we have been organising youth group insurance for small and larger groups across the UK.

The nature of youth groups means that from time to time, incidents can occur which might cause the group a financial loss. We will discuss these risks with you, from children being injured during activities, to the theft of club equipment or even allegations against the management committee. Our experience means that we can help you arrange the insurance cover that is appropriate for your youth group.

Marie Hallowes

Operations Director

Youth groups provide a hugely valuable service to communities across the UK, we would be delighted to help you find inexpensive but comprehensive youth group insurance.
Marie Hallowes, Operations Director

Customer Reviews

Charlotte has handled our insurance renewals for nine years now. As a new Charity taking over a Community Library in 2015, it was scary navigating through compliance matter such as insurance. Charlotte steered and helped us through in those early days and has been with us ever since. She is always available; always responds in a timely manner and we never feel any question or query is silly. She is a reassuring presence in our Operation. We feel she goes the extra mile to understand our ever increasing financial and regulatory pressures of an entirely volunteer led Charity.

Margaret Bowler at Markfield Community Library

Claudia Passmore

Friends of Wandon Recreation Park found representatives of Ladbrook Insurance to be very professional, but at the same time extremely helpful and took time in understanding what our insurance needs were and the best policy for us. We would highly recommend Ladbroke Insurance.

Cherry at Friends of Wandon Recreation Park

What a delight to work with Tim and his team. Totally professional, they responded rapidly to an urgent insurance requirement for our club after our previous insurers let us down badly. Tim took a real interest in what we do and came up with an ideal policy at a great price in record time. Thank you!

Roger Stone – Invicta Military Vehicle Preservation Society Ltd

Youth Group Insurance

What should my youth group consider?

Every management committee has to make decisions that are in line with the constitution and best interests of their non profit group and youth groups are no different.

However, youth group insurance can help financially protect you from claims bought against the group from a number or risks that are inherent in organising activities with children.

Public liability insurance for youth groups is an absolute essential element of cover. Although an unpleasant consideration, particular attention should be paid to the ‘abuse’ wording which is part of the public liability cover and whether any specific endorsements or exclusions are included.

Public liability insurance for your youth group will provide financial protection if your group is sued following damage or injury to a member of the public or child during your activities. It also includes the cost of defending a claim.

Most youth club insurance policies we organise also include an element of employers liability. Most insurers will insure the youth groups liability to volunteers under an employers liability section. Of course, if your youth group is large enough to employ someone, even if only on a temporary basis, employers liability is a legal requirement.

Large youth organisations may need to extend cover to include buildings and additional assets. We can also organise cover for groups with vehicles and discuss the need to protect the management committee with a trustees indemnity policy.

Youth Club Insurance – Other Covers

Many youth groups also organise trips for children and we can discuss the need for travel insurance requirements which can be organised on a group basis. This might be particularly important if the youth club is organising a trip which may involve exciting outdoor activities, you will want peace of mind that your youth club insurance extends to include these too.

Likewise, any events that your group organises can be fully insured. If you know of planned events when organising your youth club insurance, it might be possible to incorporate those events into your annual policy, depending on the activities and scale of them. Larger scale events (and sometimes bonfire night insurance cover) may need to be arranged separately.

0333 344 7420

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