Bonfire Night Insurance | Firework Event Insurance

If your community group is planning a bonfire night / fireworks event, there are a lot of considerations.  The success for any such event is always in the planning and preparations.  Follow the link below to a brief guide for preparing for a bonfire or fireworks event.  We have helped many groups organise firework event insurance either for a single one off event or as part of a wider annual policy.

It is not a comprehensive guide but should provide some stimulation for your management committee if you are thinking of setting up such an event.

Firework event insurance can be provided either as a stand alone insurance policy for a single event or can be included in an annual policy.  If you already have an annual policy, contact your existing insurance provider and see if they can provide insurance for your bonfire night / firework event.

At Ladbrook we have helped many groups organise cover, including for Diwali Firework celebrations.

Can I organise public liability insurance for our own fireworks and bonfire display?

Fireworks event insurance is easier to arrange if there is a professional contractor employed to conduct the fireworks display.  If your group need fireworks display insurance and are planning on firing the display yourself, we have experience to help you arrange suitable public liability insurance for your firework display.

If you need to organise public liability insurance for a fireworks or bonfire night event, there will be some things that an insurance company will insist on.  You will likely need to make a declaration based upon safety considerations.  Use the application form above or contact us for any help of advice on your bonfire night insurance requirements.

Preparation Considerations for Bonfire Night Events

Check if you are already insured?

Some organisations will already be insured for a fireworks event.  We would always advise an organisation to check with any existing insurance policy and see if their fireworks event insurance needs are already met by their cover.  sometimes an insurer might charge a small amount of additional premium to cover the event but this is normally cheaper than organising a separate fireworks event insurance policy.

In the past, we have been aware that rotary Clubs, Churches, Scout Groups and other community groups have had some cover provided by their umbrella group.  We cannot vouch that this is still the case and we would urge groups to check with their current provider.