Ladbrook is now part of Access Insurance.

0333 344 7420

info@ladbrook.co.uk

09.00 - 17.00

Monday to Friday
Menu
  • Home
  • Get a Quote
  • About Us
    • Ethical Policy
    • Our Insurer Partners
      • GMCVO Members
      • Nova
      • Partner Profile: Ansvar
      • Partner Profile: Q Underwriting
      • Partner Profile: Hiscox
      • Partner Profile: Markel
      • Partner Profile: Victor
    • Our Privacy Notice and Terms of Business
    • Our Team
    • Testimonials
  • Charity Insurance
    • Voluntary Groups
      • Befriending Groups
      • Car Clubs Insurance
      • Community Gardens
      • Cosplay Group Insurance
      • ‘Men In Sheds’ Groups
      • Residents Associations
      • Luncheon Clubs
      • Litter Picking
      • Support Groups
        • Mental Health Support Group Insurance
    • Community Groups
      • CVS & VA Groups
      • Community Radio
      • Community Centres
        • Community Cinemas
      • Community Libraries
      • Repair Cafe Insurance
      • After School Clubs
        • Homework Club Insurance
      • Food Bank Insurance
      • Youth Group Insurance
      • Mother & Toddler Groups
        • Street Play Groups
    • Animal Charities
      • Cat Rescue Insurance | Rabbit & Hedgehog Sanctuary
      • City Farm Insurance
    • NAVCA Member Insurance
    • Other Groups
      • Community Pubs
      • Care Insurance
        • Narcotics Anonymous – Support Group Insurance
        • Rehabilitation Group Insurance
        • Drug & Alcohol Support
        • Homeless Charities
      • Church Insurance
      • Heritage Buildings
      • Tourist Information Centres
      • Theatre Insurance
        • Choir Insurance
      • Dance School Insurance
  • Our Products
    • Charity Public Liability
    • Charity Employers Liability
    • Charity Events
      • Quotation Form
      • Fireworks Event Insurance
      • Pride Event Insurance
      • Summer Fete Insurance
    • Fleet Insurance
      • Charity Minibus insurance
    • Cyber Insurance
    • Social Enterprise Insurance
    • Trustees Indemnity
    • Professional Indemnity
  • News
    • Ladbrook News Archive
    • Important Documents
  • Contact Ladbrook
    • The Team
    • Making a Complaint

Bonfire & Fireworks Events - Access Insurance

For not-for-profit groups organising a bonfire or fireworks event. We are a charity-specialist team, now part of Access Insurance, one of the UK's leading charity insurance brokers. Fill in the form below to start your tailored quotation.

Step 1 of 6

16%
  • Getting a quote with us

  • We are now part of Access Insurance. This move provides our clients with access to more specialist products, expanded resources and integration into a company and Group that gives all available profits back to charities and good causes. By giving your consent here, you agree that we will share the details of your quotation enquiry within Access Insurance. Upon submission, one of our experienced charity-specialist brokers from will be in touch to confirm any details and provide a bespoke quote for your organisation.
  • Basic Charity Details

  • Please select the option that best describes your constitution
    Can you confirm that the Proposer and the organisation or any director, manager, partner or trustee of theirs or any person insured or proposing for insurance have never; 1. been convicted, or charged but not yet tried, of any criminal offence other than a motoring offence? 2. been declared bankrupt, disqualified from acting as a company director, gone through insolvent liquidation or been the subject of receivership or an administration order? 3. had an application declined by an insurer, had a renewal declined, or had similar insurance cancelled or made subject to special conditions? 4. been made aware, after enquiry, of any investigation, circumstance or incident that they have reason to suppose might afford grounds for any future claim?
  • What year was your organisation established
  • DD dash MM dash YYYY
  • DD dash MM dash YYYY
  • Your Bonfire or Fireworks Event

  • Will they be ran by a third party? if not will an experianced volunteer be ignighting the fireworks / bonfire? How large will the bonfire be?
  • Please include details as to how far back spectators will stand, whether you have requested any road closures and if so have you received permission from the local authorities
  • Is this provided by you or a third party? Are you selling alcohol or are people bringing their own? Where will you be selling this alcohol? Will you have a procedure in place for checking I.D's? Will you be checking the Third Party has insurance and a licence?
  • Your Income and People

  • Please include all income from ticket sales, income from stalls and any other source
  • How much of your total income will be derived from sales at the bar?
    Employees would include any sub contractors, apprenticeships, work placements, self employed individuals and freelancers.
  • Please describe how your group operates and runs activities without employees, volunteers or trustees / committee members
  • Your Risk Management

  • Include any occupational experience or skills
  • The Cover you Require

  • We recommend £5,000,000 for any firework or bonfire event
    Without this cover, you would not be covered for allegations following an injury to a volunteer
  • Please enter a number from 1000 to 50000.
    Cover is available between £1,000 and £50,000. Please note that the cover for cancellation following adverse weather is limited to 20% of the sum insured.
    For example, walkie talkies, sound equipment or lighting.
  • Please enter a number greater than or equal to 0.
  • Please select the option in respect of the benefit required. the first figure is the benefit paid for accidental death or permanent disablement whilst the second figure relates to the weekly benefit for temporary total disablement.
  • Finally....

  • Please include the date, circumstances and financial loss
  • Before entering into a contract of insurance, it is your statutory duty to make a fair presentation of your risk. You must disclose all material circumstances about your risk that might affect the judgement of a prudent insurer in deciding whether to accept your risk or not. Should you require additional explanation of what constitutes a material circumstance, please contact us immediately. You must make reasonable enquiries before presenting your risk and ensure that all individuals holding knowledge about the risk have been approached in the compilation of this information. You must complete any proposal forms or fact finds provided to you, honestly, accurately and in good faith. Any deliberate or reckless misrepresentation may involve part or your entire claim being declined and in some circumstances; the Insurer may be entitled to retain your premium whilst avoiding the policy or apply additional terms to your policy.
    If in any doubt, please select no and complete details in the box below.
  • This field is for validation purposes and should be left unchanged.

Why Choose Ladbrook?

We are Personal - Your personal account handler will build a relationship with your non profit organisation.

We are Charity Experts - We work almost exclusively with non profit organisations.

We are Independent - We are not owned by an insurer, we can advise on a wider range of providers

We are Ethical - We have a stated ethical policy and know that how we do business is just as important as anything else.

Get in Touch
Ladbrook is now Access Insurance (North Office)
  • Suite 21, Prospect House, Colliery Close, Staveley, Chesterfield, S43 3QE
  • 0333 344 7420
  • We would welcome the opportunity to discuss how we could add value to your charity, voluntary organisation, community group or social enterprise.
    Testimonials

    We have trusted Ladbrook with our insurance for over a decade.

    Steven Mundin, Higher Rhythm Ltd

    Rated 5 stars from 34 customer reviews.

    Contact Info
  • 01909 565858
  • info@ladbrook.co.uk
  • Ladbrook Insurance
    Ladbrook is now part of Access Insurance & Benefact Group. We’re committed to supporting charities with their insurance and giving back through a Movement for Good. Find out more >.

    M Ladbrook Ltd trading as Ladbrook Insurance is a limited liability company, registered in England and Wales: 05711191. Authorised and regulated by the Financial Conduct Authority. FCA registration: 448916. Ladbrook is now part of Access Insurance Services. Access Insurance Services is a trading name of Access Underwriting Limited. Registered in England and Wales: No. 3880990 Registered Office: Benefact House, 2000 Pioneer Avenue, Gloucester Business Park, Brockworth, Gloucester, GL3 4AW. Authorised and regulated by the Financial Conduct Authority. FCA Register No. 300421. © 2025 All Rights Reserved. Privacy Policy & Terms of Use.